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Winter is here and the end of financial year is just around the corner. In this June newsletter, we kick off with a look at franking credits, including a case study of how franking credits are treated within an SMSF.

If you are interested in importing products as a business or side hustle, then our second article is a must-read. We look at how you can get a free copy of your credit report and what is included in the report. Our article on dollar cost averaging is a reminder about "time in the market" not "timing the market" when it comes to investing.

Have you got too much on your plate? We finish off with 6 tips for conquering those feelings of overwhelm.

If you have any questions about any of the articles in our latest newsletter please contact this office on 9999 9999 or peter.talty@clientcomm.com.au.

Regards,

Peter Talty

How do franking credits work?

A franking credit is a tax credit allocated to the shareholder. The tax credit can offset the tax that is due on the dividend. 

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How to start importing

In an age when small businesses can order products from overseas at the click of a button, the risks involved with importing can be underestimated. But regardless of the size or methods of your purchases, importing is an exercise that shouldn't be taken lightly, especially by first-timers.

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Check your credit health

If you've ever applied for credit or a loan, there will be a report about you with a credit reporting agency which lenders use to assess your ability to repay credit. You can get a free copy of your credit report each year to make sure it is correct.

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Dollar-cost averaging: An investor's emotional circuit breaker

The latest bout of higher sharemarket volatility reinforces the potential benefits of a disciplined investment strategy called dollar-cost averaging. It can act as an investor’s emotional circuit breaker and a means to progressively create long-term wealth.

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How to stop feeling overwhelmed

Feeling overwhelmed is a sign that you've got too much on your plate; here's how to conquer this feeling and organise your work effectively.