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Happy New Year and welcome to our first newsletter for 2022

In this issue, we'll cover topics including behavioural factors that can affect spending in retirement along with ways to begin 2022 with a positive mindset.

We all look forward to a happy and fulfilling retirement but there could be concerns that our money won’t last long enough. Find out what behaviours can stop us from enjoying the fruits of our labour and how to overcome them.

If you're considering starting a business this year, then you'll know managing your cash flow is vitally important. We provide some tips to help you manage your money better when starting your business. 

In Australia, Aged Care doesn’t necessarily mean you are moving straight into an aged care home. There are different options available when it comes to the type of care you would like and need. Discover more here.

Whether you’ve recently taken out a mortgage or had one for years, paying it off sooner is always the main aim. Here are 5 top tips to help you shave years off your mortgage.

The past two years have been rather challenging but why not begin the new year on a positive note. Being optimistic can change your outlook on life for the better. Find out more here.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 9999 9999 or email peter.talty@clientcomm.com.au

Kind regards,

Peter Talty

Three behavioural factors that can affect retirement spending

Retirees work hard to build up their nest egg but many are hesitant to spend it when the time comes. Here are three behavioural factors that affect retirement spending and how you can overcome them to ensure you make the most of your later years. Read more >>

5 smart rules to manage your money better when starting a business

If you’re about to launch or you’re in that exciting first year of business, make sure you get a solid grasp on the ‘money side’ early on. While your focus might be on building a customer base and driving sales, developing good cash flow habits stabilises your business and should be equally prioritised – if not more. Read more >>

5 costly aged care mistakes to avoid

Australia's aged care system is incredibly complex, and making the wrong decisions can have a high cost, both financially and emotionally. Being aware of the common traps to avoid can help your family save time, money and stress. Read more >>

5 tips to shave years off your mortgage

Whether you at the start of your mortgage journey with have a new home or further down the road, taking steps to pay off your mortgage faster can help you save thousands. Read more >>

Three reasons why thinking optimistically is so important to achieving a positive mindset

It doesn’t matter what you do or where you’re from – optimism is something that can help you in many cases. It’s also good for your health to be optimistic because when you’ve got optimism inside of you, it means that you trust yourself and life in general. Read more >>